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    Fundamental Rights Impact Assessment

    Assessment deployers of certain high-risk AI systems must complete before first use.

    Reviewed by Christian Espinosa, Founder, Blue Goat CyberLast reviewed July 25, 2026

    Definition

    Article 27 requires deployers that are bodies governed by public law, private operators providing public services, or deployers of certain Annex III systems (creditworthiness, life and health insurance risk assessment) to perform a Fundamental Rights Impact Assessment. It documents the deployment process, categories of persons affected, specific risks of harm, human-oversight measures, and mitigation actions.
    What the regulation says
    Article 27 of Regulation (EU) 2024/1689, adopted on 13 June 2024 and entering into force on 1 August 2024, requires a Fundamental Rights Impact Assessment before specified high-risk AI systems are first deployed. This obligation applies from 2 August 2026. It covers bodies governed by public law and private entities providing public services that deploy high-risk systems under Article 6(2), excluding Annex III, point 2, critical-infrastructure systems. It also covers deployers of systems listed in Annex III, points 5(b) and 5(c), concerning creditworthiness and credit scoring, and life and health insurance risk assessment and pricing. The assessment must describe deployment processes, intended duration and frequency of use, affected categories of individuals and groups, specific risks of harm, and human-oversight measures. It must also identify responses if risks materialise, including internal governance and complaint mechanisms. Deployers must update the assessment when relevant information changes and notify the market surveillance authority of its results, subject to Article 27(3). Article 27(5) assigns the AI Office responsibility for a questionnaire template. For MedTech, medical-device status alone does not trigger this obligation. A FRIA complements, rather than replaces, an applicable data protection impact assessment.

    What this means in practice

    Public hospitals and health-service bodies deploying AI-enabled devices may qualify as deployers required to perform a FRIA, even though the manufacturer already performed the AI Act conformity assessment. MedTech commercial teams should be ready to support customers with the information needed for their FRIA.

    Examples

    • A public hospital introducing AI for emergency healthcare patient triage assesses potential harms to different patient groups, documents clinician oversight, and establishes complaint and escalation arrangements before first use.
    • A health insurer deploying high-risk AI to assess individual insurance risk evaluates potential discriminatory outcomes and documents how staff will review outputs and respond when risks materialize.
    • A public hospital purchasing an AI imaging device checks whether its intended use falls within the Annex III scope relevant to Article 27 rather than assuming a FRIA is mandatory. The MedTech supplier supports that review with intended-purpose, limitation, and oversight information.
    Common pitfalls
    • •Assuming every AI-enabled medical device used by a public hospital requires a FRIA. Article 27 targets specified Annex III high-risk uses, so public-hospital status alone does not establish the obligation.
    • •Treating the manufacturer's conformity assessment as a substitute for the deployer's FRIA. Where required, the FRIA addresses the local deployment context and its effects on people.
    • •Treating a data protection impact assessment as a complete substitute. A FRIA must address the applicable fundamental-rights requirements beyond any overlapping data protection analysis.

    Frequently asked questions

    Under Article 27 of Regulation (EU) 2024/1689, the FRIA obligation falls on the deployer, not the provider. Deployers that are bodies governed by public law, private operators providing public services, or deployers of certain Annex III high-risk systems such as those used in life or health insurance risk assessment must complete the assessment before first use. Manufacturers of AI-enabled medical devices are not the deployer in most clinical settings, but they typically must supply the technical information the deployer needs to complete it.
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    Sources

    3 sources

    Every citation below opens the original document. Each is graded against our source-tier hierarchy so you can see what rests on binding law versus commentary.

    Tier 1Binding law and standards· 1Tier 2Regulator guidance and consensus· 2
    Link health: 3 verified· last checked 2026-06-20
    EUR-Lex·1FDA·1European Commission·1
    1. 1
      Regulation (EU) 2024/1689, Article 27
      Tier 1 Verified
      EUR-Lexeur-lex.europa.eu
    2. 2
      FDA - Medical Devices
      Tier 2 Verified
      FDAfda.gov
    3. 3
      European Commission - Medical Devices
      Tier 2 Verified
      European Commissionhealth.ec.europa.eu

    Inline markers like [1] jump to the matching reference above.